Terms & Conditions
These terms and conditions of use and disclaimer (the “Conditions”) and the privacy policy (the “Privacy Policy”, and collectively with the Conditions the “Terms”) set out important information about our website hosted under the url www.ifza.com (the “Website”), owned and operated by IFZA FZCO (“IFZA”, “we”, “us” or “our” as the context requires). These Terms apply regardless of how you access the Website. Please read the Terms carefully as they establish the terms and conditions of your use of the Website and affect your rights and liabilities under law. If you do not agree with the Terms, please do not use the Website.
1. Use of the Website
1.1 This Website is provided to you for your personal use subject to these Terms. By using the Website, you agree with IFZA to be bound by these Terms.
1.2 IFZA may update these Terms from time to time, for legal or regulatory reasons, or to allow the proper operation of the Website, or otherwise at its discretion. You should check these Terms regularly for any such updates. If you continue to use the Website after the date on which the change comes into effect, your use of the Website indicates your agreement to be bound by the new Terms.
1.3 As a condition of your use of the Website or any services on it, you warrant to IFZA that you will not use the Website for any purpose that is unlawful or infringes the rights of anyone else or is prohibited by these Terms or any other terms or conditions or notices appearing anywhere on the Website. In particular and without limitation, you agree not to:
- use the Website to defame, abuse, harass, stalk, threaten or otherwise offend others
- publish, distribute, email, transmit or disseminate any material which is unlawful, obscene, defamatory, indecent, offensive, false, or inappropriate
- use any automated scripting tools or software
- engage in or promote any surveys, contests, pyramid schemes, chain letters, unsolicited e-mailing or spamming via the Website
- impersonate any person or entity
- upload, post, e-mail, transmit or otherwise make available using the Website any material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware or
- otherwise incur or attempt to incur any liability to IFZA or the Website or breach any applicable laws or regulations.
1.4 You are responsible for compliance with any and all local laws that are applicable based on the jurisdiction from which you may choose to access the Website.
2. Content on the Website and third-party links
2.1 We and our service providers and/or licensors may make available various information, descriptions, reviews, and other information, data, content, and materials on the Website from time to time (“Content”). The Content is for informational purposes only, and errors may appear from time to time. Before you act in reliance on any Content, you should confirm any facts that are important to your decision. We make no warranty as to the reliability, accuracy, timeliness, usefulness, or completeness of any Content.
2.2 The Website may contain links to other websites and/or applications. We make no representations or warranties as to the content, privacy practices and other practices of any such websites or applications operated by third parties and we do not assume responsibility for the content or practices of such websites, nor should you consider any such links as an endorsement by IFZA. You should check the terms and conditions and privacy policies of all third-party websites you visit to understand their terms and procedures, as they may differ from ours.
2.3 If you use any Content, or visit any third party linked website or application, you do so solely at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive material. IFZA is not responsible for anything that may happen when you use or rely on any Content or access any third party linked websites or applications.
2.4 Neither you nor any third party acting on your behalf may (a) link to any page of the Website; (b) use our or any of our licensors’ proprietary marks and/or logos as meta tags or any other “hidden text”; or (c) use framing technology to capture any content or services included on the Website, without our prior written consent.
3. Intellectual property
3.1 The content of the Website is protected by copyright, trademarks, database rights and other intellectual property rights that are owned, controlled or licensed by IFZA or one of our affiliates or by third parties who have licensed their materials to us, and are protected by applicable laws. IFZA, together with such affiliates or third parties, expressly reserve all such intellectual property rights in all programs, materials, processes, technology, functionality, content (including without limitation graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code, design, structure, selection, coordination, expression, “look and feel” and arrangement of such content) and other materials which appear on the Website.
3.2 Access to or use of the Website does not confer and will not be deemed as conferring upon anyone any license under any of our or any of our affiliate’s or third party’s intellectual property rights. You may print one copy of such content for your own personal, non-commercial use, provided you keep intact all and any copyright and proprietary notices. You may not otherwise reproduce, modify, copy or distribute or use for commercial purposes any of the materials or content on the Website without written permission from IFZA.
4. Privacy Policy
The personal information you provide us with in the course of using the Website will be used in accordance with our Privacy Policy, the terms of which are hereby incorporated into and form part of these Terms.
5. Disclaimer of warranty and limitation of liability
5.1 The Website is provided on an “as is” and “as available” basis. We, our parents, subsidiaries, affiliates, and their respective service providers, and any of their owners, officers, directors, managers, members, agents, and employees, expressly disclaim (to the fullest extent permitted by applicable law) any and all express, implied, and statutory warranties, including, without limitation, any warranties of merchantability, fitness for a particular purpose, freedom from computer, mobile or internet device virus, title, and non-infringement of any proprietary or other intellectual property rights. The material on the Website provides general information only. It is not intended as advice and must not be relied upon as such. You should make your own inquiries and take independent advice tailored to your specific circumstances prior to making any decisions.
5.2 To the maximum extent permissible by applicable law, we, our parents, subsidiaries, affiliates, and their respective service providers, and any of their owners, officers, directors, managers, members, agents, and employees:
(a) are not liable for any direct, indirect, punitive, incidental, special, or consequential damages or loss (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) arising out of, or in any way connected with the use or inability to use the Website and/or its Content, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not we have been advised of the possibility of such damages;
(b) exclude any and all liability for damages caused by any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any communications due to technical problems or traffic congestion on the internet or on the Website or combination thereof, including any injury or damage to any users or to any person’s computer or other device related to or resulting from use of the Website; and
(c) without limiting the generality of the foregoing, under no circumstances will we be held liable for any delay or failure or disruption of the Content or services delivered through the Website.
5.3 You agree to hold harmless and indemnify us, our parents, subsidiaries, affiliates, and their respective service providers, and any of their owners, officers, directors, managers, members, agents, and employees, from and against any claims, liabilities, suits, judgments, litigation costs, causes of action, demands, recoveries, losses, damages (actual and consequential), fines, penalties, and attorneys’ fees or other costs or expenses of any kind or nature arising from or in any way related to your use of the Website, as a result of your breach of these Terms, your violation of any applicable laws or the rights of any third parties, or your use of the Website.
6. General
6.1 We collect information provided by you while accessing the Website. For more information, please see our Privacy Policy.
6.2 If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal or unenforceable and can be deleted without altering the essence of these Terms, the invalid, illegal or unenforceable provision will be severed, and the remaining provisions will remain in full force or effect. Any failure by us to enforce any terms set out in these Terms or any other policies with you is not a waiver of our rights to enforce those terms. We may assign, transfer or sub-contract any of our rights or obligations under these Terms to any third party at our discretion. In case you breach these Terms, IFZA will have the right, in its discretion, to take action and claim damages against you which may include the right to claim special, incidental, consequential or indirect damages and loss of profits.
6.3 These Terms are subject to the laws of the Emirate of Dubai and the United Arab Emirates. If you want to take court or other dispute proceedings, you must do so in Dubai.
6.4 The Website is owned and operated by IFZA FZCO.
6.5 If you have any queries, please click here